First Time Home Buyer MCC Information
The MCC, or Mortgage Credit Certificate, is used to help low or moderate income first time borrowers purchase Oregon homes. In some cases it is not required that the borrower be a first time home buyer but be sure to double check with your mortgage broker at Portland-Mortgage-Home-Loans .com. With an MCC, up to 20 percent of the annual mortgage interest you pay to your Oregon mortgage lender at Portland-Mortgage-Home-Loans .com is refunded to you as a Federal Tax Credit. The savings resulting from an MCC can be dramatic and you will notice the savings immediately in your paycheck. In many cases, mortgage lenders will qualify you for a loan based on the monthly mortgage payment minus the tax credit therefore you will qualify for a larger loan. To find out more about the benefits of an MCC contact Portland-Mortgage-Home-Loans .com today at (866) 562-6993.
Welcome to Portland Mortgage Home Loans .com
Portland Mortgage Home Loans .com offers all the information you need to help you in obtaining a home loan or mortgage in the state of Portland. Portland Mortgage Home Loans .com is locally owned and operated to ensure you a friendly and hospitable environment, therefore Portland Mortgage Home Loans .com is Portland's professional mortgage broker of choice. We are also licensed to provide Portland mortgages and home loans, Portland jumbo loans, stated income and self employed in Portland second mortgages and Portland refinance loans, Portland fixed rate mortgages, Portland Debt Consolidation loans, and home mortgage loans in Portland.
First Time Home Buyers -Relax!
First time homebuyer programs from Portland Mortgage Home Loans .com are designed to help borrowers with modest or low incomes and first time buyers make a substantial down payment on their first home in Portland or to assist them in paying the related closing costs on a mortgage. These programs can make attaining a mortgage more financially reasonable for first time homebuyers. There are even programs specifically for residents of Portland that provide governmental help or support along with help from Portland Mortgage Home Loans .com. Although you may not know this, first time homebuyers often include those who have not owned a home for the past three years or sometimes just within the past 12 months even if you have owned a home in the past but you should check with a home loan representative at Portland Mortgage Home Loans .com to determine which first time Portland homebuyer programs you qualify for.
Portland Area Real Estate Information
At Portland Mortgage Home Loans .com we offer real estate information in Portland and the cities surrounding. Below is a brief list of some key areas where we offer our services, please browse through the information given about the areas to help guide you in finding a great location. If the area you are currently searching for is not listed below, then please contact one of our mortgage and real estate professionals today at (866) 562-6993.